NEW YORK Feb 3 Reuters Altria Group Inc MO

NEW YORK, Feb 3 (Reuters) - Altria Group Inc (MO.N) onTuesday sold $4.225 billion debt in three parts, said IFR, aThomson Reuters service. Stocks Bonds IPOs The sale included $525 million in five-year notes priced toyield 587.5 basis points more than U.S. The joint lead managers on the sale are Deutsche Bank,Goldman Sachs, and JP Morgan, said International FinancingReview. Stocks Bonds IPOs. The Carolina Panthers' quarterback situation was accurately described by general manager Marty Hurney as "the worst-case scenario."Jake Delhomme has followed up his January collapse against Arizona with a similar game against Philadelphia and has now thrown nine interceptions in his last 51 pass attempts.The Panthers recently signed A.J. Feeley after placing backup quarterback Josh McCown on injured reserve and have publicly stated they plan to start Jake Delhomme at quarterback this Sunday against the Atlanta Falcons.It would seem as though the Panthers are stuck between a rock and a hard place. Their quarterback plans for 2009 have blown up in their face, and a promising team looks to be derailed by their reluctance to plan for this scenario.However, all hope is not lost, and head coach John Fox should look to his own history for the answer.In week three of the 2007 season, Delhomme was lost for the year with an injury that would eventually require Tommy John surgery.At the time, they had David Carr as his backup and Matt Moore as the third string QB. Moore had been stolen from the Dallas Cowboys when they attempted to stash him on their practice squad.The Panthers' quarterback carousel was embarrassing.

Carr was so inept that Fox was forced to introduce his defense before home games to keep the fans from booing him.After it became apparent Carr was too shell-shocked to play, the Panthers signed Vinny Testaverde, who gave an initial jolt but was eventually shown to be inadequate.For the final three games of the season, with the playoffs obviously out of reach, Fox decided to start the rookie.Moore's numbers in spot duty were unimpressive. He completed only 43 percent of his passes for three interceptions and no touchdowns.In his three starts, however, it was a completely different story.Moore completed 62 percent of his passes, threw two touchdowns and only one interception, and went 2-1 in the three starts.Even more impressive is who he accomplished this against. The Panthers' final three games were against Seattle, Dallas, and Tampa Bay, the winners of their respective divisions.Moore entered the game Sunday after Josh McCown's injury and looked unimpressive. The Eagles had no reason to respect the Panthers' running game.With very few exceptions, no quarterback is going to succeed against a defense that knows he's going to pass, especially after receiving no first-team reps during the previous week.Traditional wisdom would indicate that the Panthers will start Moore, if they're going to start him, in week five. Their choices outside of Moore are slim.Feeley, signed this week, is 32 years old and hardly a long-term solution. The free agent pool after this season at quarterback is shallow, with Jason Campbell as the only likely player of any note to be available.

A trade is unlikely, given the Panthers' draft pick situation and the lack of appealing options.Speaking of the draft pick situation, trading their 2010 first-round pick for the rights to select defensive end Everette Brown looks even moredisastrous now.In what many are calling the best quarterback class since 2004, it is unlikely that any of the big three (Colt McCoy, Sam Bradford, and Jevan Snead) will fall to the Panthers wherever they end up picking in the second round.Adding yet another wrinkle is the fact Moore is a free agent after this season. They are running out of time to see if he has what it takes to be the Panthers' quarterback of the future, and without better options, that's a bad place to be in.The Panthers front office and coaching staff are already in their worst-case scenario. They did not plan for this contingency, and now they are stuck with limited options.Their best one available is to hand the reins of the team, and their future employment, to Matt Moore.. In Times of Trouble, Many Are Turning to the StarsLOS ANGELES(Business Wire)Psychology experts confirm what Gahl Sasson of CosmicNavigator isexperiencing - more people are turning to psychics and astrology during thesetimes of economic distress for a reading on the future, one that could providemore hope and inspiration than daily headlines about layoffs. So as the bad news about the economy keeps coming, and thousands of jobs arelost, many Americans are seeking astrological help.

People are throwing out thestock charts and conventional wisdom and grasping a new science for survival. Inmany cases, they are finding their astrologers more reliable than theirportfolio managers. Just ask Gahl Sasson, professor of astrology, Kabbalah, mythology andcomparative religion, and author of the book Cosmic Navigator - Design YourDestiny with Astrology and Kabbalah (Weiser, 2008). He has noticed a significantincrease in clients since the recession. "With companiesdownsizing and employees living in fear of pink slips, they are looking for someindicator as to what is going to happen to them," said Sasson. "If they arealready laid off, they are asking what next" Sasson, a resident of Los Angeles, is fully booked and has a waiting list duringhis forthcoming trips to NYC, London, Istanbul, Tel Aviv, Phoenix and at home.